About Real Mortgage
Your all-in-one financial toolkit for navigating the UAE real estate market with confidence and clarity.
The UAE property market is full of opportunities, but it can also be complex and confusing. Hidden costs, intricate financing rules, and volatile market conditions can make even the most exciting purchase feel overwhelming.
Our mission is to demystify real estate investment and ownership in the UAE. We provide a suite of powerful, accurate, and easy-to-use financial calculators that empower you to make informed decisions. We believe that everyone deserves to have control over their financial future, and that starts with having access to the right tools and information.
Our Suite of Tools
Estimate your monthly payments and all upfront costs, including DLD fees. It dynamically calculates the minimum required down payment based on your residency status and property type.
Discover your realistic property budget. This tool considers your income, debts, and cash on hand, applying UAE Central Bank stress testing rules to determine how much you can truly afford.
Make informed long-term decisions by comparing the financial outcomes of renting versus buying. It analyzes cumulative costs and net worth impact over time, factoring in appreciation and opportunity costs.
Get a detailed loan breakdown showing how each payment reduces your principal and covers interest. You can view the full schedule, see an annual summary, or export the data to PDF/CSV.
Project the financial results of selling your property in the future. This tool calculates potential sale price, remaining loan balance, selling costs, and your final net profit and return on investment.
Evaluate the profitability of an investment property. This tool helps landlords and investors calculate the net rental yield after accounting for annual operating expenses.
Leverage artificial intelligence to get a forward-looking perspective. Input your assessment of market conditions, and our AI will suggest relevant assumptions for property appreciation, inflation, and more.