Rent vs Buy Analyzer

Compare the financial outcome of renting vs buying property in the UAE. See net worth projections, opportunity costs, and break-even timelines side by side.

Rent vs. Buy Analyzer

Compare the financial implications of renting versus buying a property over time.

Common Assumptions

Analysis Period (Years)

How long you plan to compare for.

Avg. Annual Investment Return (%)

Return if you invested cash instead (e.g., down payment).

Buying Scenario

Property Purchase Price (AED)

Down Payment (%)

Mortgage Interest Rate (%)

For a long-term comparison, consider using a long-run average rather than today's rate. Current market rate: ~5.69% (1M EIBOR + 1.99%).

Mortgage Loan Term (Years)

Annual Home Insurance (AED)

Annual Maintenance & Service Charges (AED)

Upfront Buying Costs (% of Price)

DLD, agency, mortgage fees etc.

Selling Costs (% of Future Price)

Agent fees etc. upon sale.

Expected Annual Property Appreciation (%)

Renting Scenario

Initial Annual Rent (AED)

Expected Annual Rent Increase (%)

One-Time Non-Refundable Rental Fees (AED)

Rental agent commission etc. (e.g. 5% of annual rent)

Annual Renter's Insurance (AED)

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